The Advantages of Paying Someone to Manage Your Investments

Find the joy hidden in retirement spending

Worry-free retirement and freedom are goals that you have. Our customized wealth management and financial planning solutions give you the freedom to spend on the things that make you happy in retirement. Runey & Associates Wealth Management is based in Mount Pleasant, SC and serves clients primarily located in the greater Charleston, SC area.

Time

You have worked hard your entire life. Allowing a professional to partner with you in managing your finances gives you more free time, so you can live the life you have always wanted to live. 

Confidence

Because we answer your questions and address your specific concerns you will have more confidence in making wise decisions, and that confidence helps wipe away your anxiety. 

The Runey & Associates Wealth Management team specializes in superior client service and experience. You are unique and we treat you as such. Our financial planning and investment management solutions are customized to your specific situation and we always strive to provide you with the best experience possible.

Protection for your family

As a trusted advisor we have an intimate knowledge of your financial situation, so if anything ever happens to you; you can know that we are there to help you and your loved ones navigate through the situation.

Protection for your wealth

Since we use well-diversified portfolios that are simple to understand, we can help you produce a portfolio paycheck to have the income you need to run your life, while also dampening the effects of many kinds of uncertainties or hardships.

Your financial success is much more than investment success.

A quality financial advisor should advise on the entire scope of your financial situation. That includes not only investing, but also taxes, estate planning, cash flow and emotional discipline during market turmoil. 


How We Charge

- It is unwise to pay too much...But it's worse to pay too little. When you pay too little, you sometimes lose everything because the thing you bought was incapable of doing the thing it was bought to do. - John Ruskin

Because we design low-cost portfolios that are fully diversified, tax efficient, and intended to be held forever, you can capture your fair share of the global market returns.

We are a fiduciary so you pay for advice designed to help you reach your financial goals.

We are a fee-only firm, which means we are not compensated for trading or product sales. We offer conflict free advice.

Our fees are based on assets under management, and depending on the program, will include investment management through comprehensive financial planning or investment management. Clients can select from our Premier or Select programs to suit their needs.

 

Our Service Options

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Premier

INVESTMENT MANAGEMENT THROUGH COMPREHENSIVE FINANCIAL PLANNING

Assets Under Management               Annual Fee 

Up to $1,000,000                               1.25%

Next $1 Million                                   1.00%

Next $1 Million                                   0.75%

Next $1 Million                                   0.50%

Above $4 Million 0.25%

It makes sense to have at least $500,000 of assets under management in order to receive the most value from this program. The annual fee covers all investment management and financial planning services. There may be some circumstances, such as a very complicated estate, that are not covered by the normal annual fees. These services are available when needed and will be billed according to the complexity of the situation.


Select

INVESTMENT MANAGEMENT 

Assets Under Management         Annual Fee 

Flat rate for all assets                     1.00%

It makes sense to have at least $500,000 of assets under management in order to receive the most value from this program. The annual fee covers all investment management related services.