Photo of Fountain downtown Charleston, SC.

Retirement Income Advisors in
Charleston, SC


You likely want to do what you want, when you want, with whom you choose, at your pace. It is also likely the following concerns are holding you back:

  • How do you turn your retirement savings into a reliable paycheck?
  • How much can you safely spend on the things that bring you joy in life without worrying about running out of money?

Retirement income is the centerpiece of retirement planning because in retirement, running out of money is never an option. However, leaving behind a mattress stuffed full of money is also not winning the game. Your retirement income must keep you somewhere between the two, no matter what.

Unfortunately, we cannot control the market. So, we use a method to create retirement income (e.g., a portfolio paycheck) for you based on an upper guardrail and a lower guardrail, to keep you on track given the ups and downs of the market.

  • If your portfolio goes up past the upper rail, good news, you can give yourself a raise.
  • On the other hand, if your portfolio goes down past the lower rail, you may need to take less money temporarily to ensure you do not run out.

By being willing to temporarily spend a little less when the markets are down, you can spend much more when the markets are up. This means you have a reliable portfolio paycheck, and you can preserve your portfolio for a lifetime!!!

Want to find out how much retirement income your portfolio can produce? Schedule your no cost consultation with our team.

Free Wealth Management Consultations in Charleston / Mount Pleasant, SC with Runey & Associates Wealth Management.


Fee Only Retirement Income Planner Runey & Associates Wealth Management.


Fiduciary Financial Advisor in Charleston / Mount Pleasant, SC. Runey & Associates Wealth Management.


Office of Retirement Income Planner Runey & Associates Wealth Management in Mount Pleasant, SC.


When you work with Runey & Associates, you have a team of experts to help you make wise decisions and address all areas that affect your financial health.

Our services help you reach your goals by providing regular meetings, keeping you informed on industry and tax law changes, explaining the ‘noise’ of the financial media, monitoring progress towards your goals, and working with your existing professionals.

How We Charge

Premier Program

Investment Management Through Comprehensive Financial Planning

Assets Under ManagementAnnual Fee
Up to $1M1.25%
$1M to $3M1.00%
$3M to $5M0.75%
$5M +0.50%


Need Help Planning Your Retirement Income?

We’re Here to Help.

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