RETIREMENT COURSE DETAIL
WE TEACH OUR RETIREMENT COURSE AT THE CITADEL
NEW CLASS OFFERING
We are pleased to announce that our Next “6 Keys to Exceptional Retirement” class at the Tommy & Victoria Baker School of Business at The Citadel is scheduled. There are two separate dates to attend:
– Tuesday February 7 at 6:30 pm – 8:30 pm
– Thursday February 9 at 6:30 pm – 8:30 pm
We have been teaching this course on retirement finances for several years at various locations throughout the South Carolina Lowcountry, including The Citadel, and 100’s of people in your community have attended. Please continue reading below for full course details.
IN THIS 2 HOUR COURSE YOU’LL LEARN:
1. SET PROPER SPENDING LEVELS TO MAINTAIN YOUR LIFESTYLE
AARP notes that today’s 50-plus Americans spend at a rate 2 1/2 X’s that of younger consumers1. This spending trend creates a lifestyle that is hard to maintain as you transition into retirement.
2. GET MORE OUT OF YOUR INVESTMENTS AND PAY LESS IN TAXES
According to the IRS, over 70% of Americans overpay their taxes2, which is basically an INTEREST FREE LOAN to the government! What good is making a 20% return if taxes claim 70, 80, or even 90% when you withdraw your money? Investment success depends on how much of your portfolio you can actually spend, so:
3. MAKE A PLAN TO REACH YOUR GOALS AND KEEP IT UP-TO-DATE
In a world where the trend is for most professionals to talk about cryptocurrencies, artificial intelligence, and meme stocks, you will learn how critical it is to keep your approach simple and consistent. Develop a financial plan to:
4. BE PREPARED WHEN THINGS GO WRONG
The closer you get to retirement, the more critical it becomes to make the right decisions because you have less time to recover from mistakes or personal hardships. Learn how to prepare for the following:
5. INSURANCE – PROTECT YOURSELF FROM RISING MEDICAL COSTS
More than 70% of those 65 or older will need some Long-Term Care services in retirement3, and a lack of planning thrusts and often-unprepared family member into the role of caregiver. Nowadays, there are hybrid long-term care products with a one-time down payment that can protect you and your loved ones from increasing medical costs.
6. ESTATE PLANNING – TAKE CARE OF THOSE YOU LOVE
According to AARP, although 58% of those age 53-71 have estate planning documents, nearly 72% need to update them4. Keep your assets out of the government’s hands while directing as much as possible to your family, friends, or charity. Learn about: