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9 Best Places To Retire In South Carolina

South Carolina is a popular retirement destination for many people. The state has a lot to offer retirees, including a mild climate, beautiful scenery, and a variety of activities to keep people busy. There are many different places to retire in South Carolina, so it is important to do some research to find the best place for you. 

Why Retire in South Carolina?

There are many reasons to retire in South Carolina. The state has a warm climate, beautiful beaches, and a low cost of living. In addition, South Carolina has a rich history and culture. Retirees can enjoy a relaxed lifestyle while still being close to major cities.

The Weather

The weather in South Carolina is mild and sunny most of the year, making it a great place to retire. The average temperature is in the low 80s, with highs in the 90s during the summer months. 


The winters are generally short and mild, with average temperatures in the mid-60s. The state experiences very little snowfall each year. Retirees can enjoy spending time outdoors year-round in South Carolina.

The Cost of Living

There are many factors to consider when determining the cost of living in South Carolina. The cost of living can vary greatly depending on the location within the state. In general, the cost of living in South Carolina is lower than the national average. This is due in part to the state’s lower than average cost of housing. The cost of healthcare is also lower than the national average. 


However, the cost of transportation and utilities is higher than the national average. When considering the cost of living, it is important to factor in the cost of living in the specific area in which you plan to retire. For example, the cost of living in Myrtle Beach is higher than the cost of living in Columbia. When determining the best place to retire, research the cost of living to make sure it fits with your budget.

The Taxes

When it comes to finding the best places to retire in South Carolina, taxes are always an important consideration. Fortunately, the state offers a number of tax breaks for retirees that can help make life more affordable. 


For example, there is no state sales tax on groceries, and retirees can enjoy a $50,000 tax credit on their annual property taxes. In addition, there is no inheritance tax in South Carolina, making it easier to pass on assets to loved ones. With all of these tax breaks, South Carolina is an attractive option for retirees who are looking for a low-cost place to call home.

The Healthcare

When it comes to finding the best places to retire in South Carolina, healthcare is an important consideration. The state has a number of hospitals and clinics that offer excellent care, and there are also a number of retirement communities that offer on-site medical care. In addition, the state has a number of programs that offer discounts on health insurance for seniors. All of these factors make South Carolina an excellent choice for those who are looking for a place to retire.

The Crime Rate

The crime rate in South Carolina is relatively low compared to other states in the US. This makes it a great place to retire, as you can feel safe and secure in your home. There are many beautiful places to retire in South Carolina, from the beaches to the mountains. You can find a retirement community that fits your lifestyle and budget, and you’ll be able to enjoy all that the state has to offer.

Garden City

Garden City is located in the southeastern part of the state near Charleston. This town has a number of beautiful parks, and its location near the ocean offers excellent fishing and boating opportunities. The small town of about 11,000 makes Garden City a great place to make friends and build a community. There are also a number of well-maintained homes available. 

Murrells Inlet

Murrells Inlet is one of the best places to retire in South Carolina, with its small town charm, safe community feel, proximity to the ocean, and population of only 10,000 residents.

This charming small town offers many amenities for seniors including an area agency on aging, independent living facility, senior centers, recreation programs and more. There are also many activities available for the boating community, including a captain’s program and public docks.  

Mount Pleasant

Mount Pleasant is a larger town with a number of great restaurants and entertainment options. It is located near Charleston and has a number of beautiful neighborhoods with spacious homes. Mount Pleasant also has many cultural attractions, including art galleries and museums. This urban community is the perfect combination of small town comfort and big city adventures. 

Charleston

Charleston is a beautiful city located in South Carolina. The city has a rich history and is home to many beautiful buildings. The climate is mild and the city is located near many beaches. Charleston is a great place to retire because it is affordable and has a lot to offer retirees. 

There are many activities to keep retirees busy, including golf, fishing, and exploring the city. The city also has a lot to offer in terms of healthcare and retirement living options.

Myrtle Beach

Myrtle Beach is one of the best places to retire in South Carolina. It offers beautiful beaches, great weather, and plenty of activities and amenities for retirees. There are also many affordable housing options and retirement communities in Myrtle Beach. 


The cost of living is relatively low and there are no state income taxes in South Carolina. Myrtle Beach is a great place to retire if you are looking for an affordable, sunny, and active retirement community.

Hilton Head Island

Hilton Head Island is a beautiful and popular destination for retirees in South Carolina. The island offers a variety of activities and amenities that appeal to retirees, including golf, tennis, fishing, boating, and more. 


The climate is warm and sunny year-round, making it a perfect place to enjoy the outdoors. There are also plenty of shopping and dining options, as well as cultural attractions. Hilton Head is a great place to retire if you’re looking for an active and vibrant community. While there’s a lot to enjoy about Hilton Head it’s cost of living is significantly higher than the rest of South Carolina.

Greenville

Greenville is a great place to retire in South Carolina. The city has a low cost of living, good weather, and plenty of things to do. There are also many retirement communities in Greenville, so you can find a place that suits your needs. 

Some of the popular attractions in Greenville include the Southeastern Natural Science Museum, BB’s Restaurant and Bar-B-Q, and the Greenville Zoo. If you like to shop, there are several large shopping centers in Greenville. 

Spartanburg

Spartanburg is one of the best places to retire in South Carolina. It is a beautiful city with a lot to offer retirees. There are plenty of activities to keep retirees busy, including golf, tennis, and hiking. The cost of living is also very affordable, which makes it a great place to retire on a budget.

Columbia

Columbia is one of the best places to retire in South Carolina. It is the state capital and has a lot to offer retirees. There are plenty of things to do in Columbia, and the cost of living is fairly reasonable. There are also a number of retirement communities in Columbia that offer a variety of amenities and activities for retirees.

In Conclusion

When ever you take a big leap like moving before retirement it’s always wise to consult with a financial advisor to plan out your retirement, and make sure that it’s a wise decision. South Carolina is a great place to retire. These are just some of the great places to retire in the Palmetto State.

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